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Business Checking


Great for small businesses or non-profit organizations.

  • Open with as little as $200
  • $100 Bounce Protection
  • No Minimum Balance Requirement
  • Write up to 100 checks per month*
  • Deposit up to 250 checks per month*
  • Night Deposit Services
  • Easy to read Image Statement
  • Internet Banking
  • E-Statement Available
  • Mobile Banking
  • VISA Contactless Debit Card Available
  • ACH Origination Services Available
  • Merchant Card Services Available
*Any items over these amounts are $.25 per item.
This account is designed as an alternative to an analyzed checking account. The $10.00 monthly service charge is waived with a combined deposit relationship of $15,000 or more.

Features include:
  • Open with as little as $200
  • $500 Bounce Protection
  • Write up to 150 checks per month*
  • Deposit up to 350 checks per month*
  • Night Deposit Services
  • Easy to read Image Statement
  • Internet Banking
  • E-Statement Available
  • Mobile Banking
  • VISA Contactless Debit Card Available
  • ACH Origination Available
  • Merchant Card Services Available
*Any items over these amounts are $.25 per item.
This account is designed for businesses which write over 150 checks per month and deposit more than 350 items. The monthly charge on Premiere Business Checking is determined by Account Analysis.

The account features are:
  • Open with as little as $200
  • $500 Bounce Protection
  • Unlimited check writing
  • Night Deposit Services
  • Easy to read Image Statement
  • Internet Banking
  • E-Statement Available
  • Mobile Banking
  • VISA Contactless Debit Card Available
  • ACH Origination Available
  • Merchant Card Services Available
The interest rate is tiered, so the higher the balance, the higher the rate of interest. The monthly charge is determined by Account Analysis. Features include:

  • Open with as little as $200
  • No minimum balance requirement
  • Unlimited check writing
  • Night Deposit Services
  • Easy to read Image Statement
  • E-Statement Available
  • Mobile Banking
  • Internet Banking
  • VISA Contactless Debit Card Available
  • ACH Origination Available
  • Merchant Card Services Available
You will be charged a $30 Bounce Protection Fee for each item paid or if the account is accessed when the balance is not sufficient for the amount of the transaction. Overdraft/Bounce protection and the fees may be imposed on transactions such as in person withdrawals, by check, recurring debit card transactions, or other electronic means. Additionally, ATM withdrawals and one time debit card transactions are covered if you choose to opt in to this service for those transactions. You should repay your overdraft and bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits or you have too many overdrafts.
Bank of Cleveland has partnered with BC Solutions to provide  merchant services and payment processing solutions customized for each business. Whether it’s straight-forward credit card acceptance, e-commerce, or customized point of sale systems - we have a solution that will enable your customers to pay their way.
 
For additional info, click here.




Business Checking Comparison Chart

Account/Service Small Classic Premiere  Interest
Minimum Opening Deposit $200 $200 $200 $200
Minimum Daily Balance to Avoid Service Charge No Min N/A N/A N/A
Monthly Service Charge* $0 $10 Acct Analysis Acct Analysis
Checks Per Month 100 150 N/A N/A
Deposited Items Per Month 250 350 N/A N/A
Excessive Item Fee .25 per item .25 per item N/A N/A
Bounce Protection** $100 $500 $500 $500
Internet Banking yes yes  yes  yes 
Bill Payment yes  yes  yes  yes 
Telephone Banking yes  yes  yes  yes 
E-Statements yes  yes  yes  yes 
Mobile Banking yes  yes  yes  yes 
Visa/ATM Debit Card yes  yes  yes  yes 
Notary Service yes  yes  yes  yes 
Monthly Paper Statement yes  yes  yes  yes 
ACH Origination Available yes  yes  yes  yes 
Merchant Card Service Available yes  yes  yes  yes 
Interest on Qualifying Balances no  no  no yes
*All monthly service charges can be waived with a $15,000 combined deposit relationship. *^ You will be charged a $30 Bounce Protection Fee for each item paid or if the account is accessed when the balance is not sufficient for the amount of the transaction. Overdraft/Bounce protection and the fees may be imposed on transactions such as in person withdrawals, by check, recurring debit card transactions, or other electronic means. Additionally, ATM withdrawals and one time debit card transactions are covered if you choose to opt in to this service for those transactions. You should repay your overdraft and bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits or you have too many overdrafts.