Online Banking

Business Checking

 

Free Business Checking

Great for small businesses or non-profit organizations.

  • Open with as little as $200
  • $100 Bounce Protection
  • No Minimum Balance Requirement
  • Write up to 100 checks per month*
  • Deposit up to 250 checks per month*
  • Night Deposit Services
  • Easy to read Image Statement
  • Free Internet Banking
  • Free E-Statement
  • Free Mobile Banking
  • VISA Debit Card Available
  • ACH Origination Services Available
  • Merchant Card Services Available

*Any items over these amounts are $.25 per item.

Classic Business Checking

This account is designed as an alternative to an analyzed checking account. The $10.00 monthly service charge is waived with a combined deposit relationship of $15,000 or more. Features include:

  • Open with as little as $200
  • $500 Bounce Protection
  • Write up to 150 checks per month*
  • Deposit up to 350 checks per month*
  • Night Deposit Services
  • Easy to read Image Statement
  • Free Internet Banking
  • Free E-Statement
  • Free Mobile Banking
  • VISA Debit Card Available
  • ACH Origination Available
  • Merchant Card Services Available

*Any items over these amounts are $.25 per item.

Premiere Business Checking

This account is designed for businesses which write over 150 checks per month and deposit more than 350 items. The monthly charge on Premiere Business Checking is determined by our convenient Account Analysis. The account features are:

  • Open with as little as $200
  • $500 Bounce Protection
  • Unlimited check writing
  • Night Deposit Services
  • Easy to read Image Statement
  • Free Internet Banking
  • Free E-Statement
  • Free Mobile Banking
  • VISA Debit Card Available
  • ACH Origination Available
  • Merchant Card Services Available

 

Business Interest Checking

Available to Sole Proprietorship and Non-Profit Organizations.

The interest rate is tiered, so the higher the balance, the higher the rate of interest. The monthly charge is determined by our convenient Account Analysis.

  • Open with as little as $200
  • $500 Bounce Protection
  • No minimum balance requirement
  • Unlimited check writing
  • Night Deposit Services
  • Easy to read Image Statement
  • Free Internet Banking
  • VISA Debit Card Available
  • ACH Origination Available
  • Merchant Card Services Available

 

 

Bounce Protection

You will be charged a $30 Bounce Protection Fee for each item paid or if the account is accessed when the balance is not sufficient for the amount of the transaction.  Overdraft protection and the fees may be imposed on transactions such  in person withdrawals, by check, recurring debit card transactions, or other electronic means.  Additionally, ATM withdrawals and one time debit card transactions are covered if you choose to opt in to this service for those transactions. You should repay your overdraft protection and bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposit or you have too many overdrafts.

 

Business Checking Comparison Chart

  Free Classic Premiere Interest
Minimum Opening Deposit $200 $200 $200 $200
Minimum Daily Balance to Avoid Service Charge no minimum  -  -  -
ALL MONTHLY SERVICE CHARGES CAN BE WAIVED WITH A $15,000 COMBINED DEPOSIT RELATIONSHIP
Monthly Service Charge $0 $10 Account Analysis Account Analysis
Checks Per Month 100 150  -  -
Deposited Items Per Month 250 350  -  -
Excessive Item Fee .25 per item .25 per item  -  -
Bounce Protection* $100 $500 $500 $500
Free Internet Banking yes yes yes yes
Free Bill Payment yes yes yes yes
Free Telephone Banking yes yes yes yes
Free E-Statements yes yes yes yes
Free Mobile Banking yes yes yes yes
Visa/ATM Debit Card yes yes yes yes
Free Notary Service yes yes yes yes
Monthly Paper Statement yes  yes yes yes
ACH Origination Available yes  yes  yes  yes 
Merchant Card Service Available yes  yes  yes  yes 
Interest on Qualifying Balances no no yes yes

 

* You will be charged a $30 Bounce Protection Fee for each item paid or if the account is accessed when the balance is not sufficient for the amount of the transaction.  Overdraft protection and the fees may be imposed on transactions such  in person withdrawals, by check, recurring debit card transactions, or other electronic means.  Additionally, ATM withdrawals and one time debit card transactions are covered if you choose to opt in to this service for those transactions. You should repay your overdraft protection and bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposit or you have too many overdrafts.