Bank of Cleveland Personal Credit Card Accounts
Prime Advantage MasterCard or VISA Credit Card
 
Platinum Advantage VISA

Features

  • Revolving unsecured line of credit
  • Interest rate (APR):
    Variable rate of Prime + 5.9% Interest rate does not change for cash advances
  • No annual fee
  • $200,000 Common Carrier Insurance (when the fare is charged on the card)*
  • 25 day grace period, no grace period for cash advances
  • Minimum payment is 3% of the outstanding balance or a minimum fee of $10.00
  • Other Fees:
    - $25.00 late payment fee
    - $25.00 returned check fee
    - $25.00 over-credit-limit fee
  • Transaction fee for cash advances:
    - 2.5% of Advance
    - $2.50 minimum
  • Monthly statements
  • Cash advances available through banks and ATM’s worldwide (CIRRUS logo)
  • Automatic Payment - can be debited from checking or savings account
  • 24 Hour Account Access - obtain balance, available credit and last payment date 24 hours a day 7 days a week
  • Free initial balance transfer
 

Features

Same as Prime Advantage with the exception of:

  • Minimum amount of $5,000
  • Interest rate (APR): Variable rate of Prime + 7.9%
  • Annual fee $29.00
  • $500,000 Common Carrier Insurance (when the fare is charged on the card)*
  • Additional Features:
  • Points Program - Airline mileage, hotel stays & vacation packages earned on purchases
  • Auto Rental Insurance
  • Warranty Manager (Replacement of products)
  • Travel Accident Insurance
*
Not a deposit
Not FDIC insured
Not insured by any Federal Government Agency
Not guaranteed by the bank.

 
 

 

| My Accounts | Welcome | Services & Products | Mortgage Info | Locations & Hours |
| Current Rates | Premiere Gold Calendar | Local Links | Policies & Disclosures | Contact Info |



Member FDIC

© Bank of Cleveland. All right reserved.