Bank of Cleveland - Policies & Disclosures

FACTS	WHAT DOES BANK OF CLEVELAND DO WITH YOUR PERSONAL INFORMATION?
WHY	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Account Balances and Payment History Credit History and Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.
HOW	All financial companies need to share customres’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Cleveland chooses to share; and whether you can limit this sharing.
Reason we can share your personal information		Does Bank of Cleveland Share	Can you limit this sharing
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		Yes	No

For our marketing purposes— to offer our products and services to you		Yes	No

For joint marketing with other financial companies		No	We don’t share

For our affiliates’ everyday business purposes— information about your transactions and experiences		No	We don’t share

For our affiliates’ everyday business purposes— information about your creditworthiness		No	We don’t share

For nonaffiliates to market to you		No	We don’t share


Questions?	Call 423-478-5656 or go to www.bankofcleveland.com

Who we are
Who is providing this notice?		Bank of Cleveland
What we do
How does Bank of Cleveland protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files amd buildings.

How does Bank of Cleveland collect my personal information?		We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?		Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates		Companies related by common ownership or control. They can be financial and nonfi nancial companies. Bank of Cleveland does not share with its affiliates.

Nonaffiliates		Companies not related by common ownership or control. They can be financial and nonfi nancial companies. Bank of Cleveland does not share with non affiliates so they can market to you.

Joint marketing		A formal agreement between nonaffi liated financial companies that together market financial products or services to you. Bank of Cleveland doesn't jointly market.


			Rev. 03/2011

| Home | My Accounts | Welcome | Services & Products | Mortgage Info | Locations & Hours |
| Current Rates | Premiere Gold Calendar | Local Links | Policies & Disclosures | Contact Info |