Bank of Cleveland - Mortgage Loan Information

At Bank of Cleveland Mortgage Loans are our Specialty.

Whether you are relocating, purchasing a home, building a home, or refinancing, we can find the best type of loan to fit your specific needs.

We have the largest mortgage department in Cleveland, Tennessee and we handle all our loans locally; that means no 1-800 to call. You will find a team of professional committed to making your loan work. We process a variety of loan types: Conventional, FHA, VA and THDA. We will work one-on-one with you, from start to finish, to insure you get the best loan possible for your situation. Both fixed and adjustable rate loans are available.

For more information about our mortgage loans, call us at (423)478-8444 or email mortgage@bankofcleveland.com. As Bradley County's largest mortgage lender, we're here to help you find the loan that is perfect for you.

What to Bring to Your Application Appointment.

Most recent paycheck stub
Most recent bank statement
Two forms of identification (drivers license, social security card, etc.)

*If you are self employed, you will need to bring in the previous two year's tax returns

CLOSING ESTIMATION
Depending on the type of loan, some can close in as little as 2-3 days and other may take up to 3-4 weeks. We have staff on hand to recommend the loan that is right for you.

DOWN PAYMENT and FEES
The amount required down can vary according to the loan type and the appraisal of the home. Fee disclosures will be given to you at your application appointment and a good faith estimate will also be presented to you at that time.

CONSTRUCTION LOANS
Construction to Perm loans are available, so you will only have to pay one set of fees and sit through one loan closing. This is a time saver as well as a money saver. If you are thinking of building a home, call on us for the entire process.